I bought my first personal home at 23 just for me. My dad died a year later and left me an inheritance, and at the same time my mother was looking to sell me her farm. I purchased her farm in cash and rented my old house out. I was also able to purchase a 3rd property, which was a 4-unit, and create an ADU on my farm. I have 6 rental units out of these 3 properties, all thanks to my dad. I plan on renovating my 4plex and in the next few years purchase a 4th property using owner-occupied loans.